🇺🇸 US 30-yr mortgage rate: 6.55% — Bankrate, June 10🇯🇵 BOJ June rate hike: 80% market probability — CNBC🇮🇳 India opens insurance to 100% FDI under automatic route🇺🇸 Fed holds rates at 3.50–3.75% — third consecutive hold🌍 Global cyber insurance market: $33.4B projected for 2026🇬🇧 FCA: Insurance premium finance APRs down 4.1% since 2022🇰🇷 DB Insurance completes $1.65B Fortegra acquisition🇺🇸 Medicaid cuts: CBO estimates 11.8M to lose coverage🇦🇺 APRA CPS 230 amendments effective July 1, 2026🇩🇪 BaFin launches dedicated cyber insurance reporting class🇺🇸 US 30-yr mortgage rate: 6.55% — Bankrate, June 10🇯🇵 BOJ June rate hike: 80% market probability — CNBC🇮🇳 India opens insurance to 100% FDI under automatic route🇺🇸 Fed holds rates at 3.50–3.75% — third consecutive hold🌍 Global cyber insurance market: $33.4B projected for 2026🇬🇧 FCA: Insurance premium finance APRs down 4.1% since 2022🇰🇷 DB Insurance completes $1.65B Fortegra acquisition🇺🇸 Medicaid cuts: CBO estimates 11.8M to lose coverage🇦🇺 APRA CPS 230 amendments effective July 1, 2026🇩🇪 BaFin launches dedicated cyber insurance reporting class
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UK FCA Concludes Premium Finance Market Study: Insurance Monthly Payment Costs Fall 4.1%, No APR Cap Imposed

The UK Financial Conduct Authority (FCA) published its final findings from its landmark Premium Finance Market Study in February 2026, confirming that the average annual percentage rate (APR) on insurance premium finance has fallen by 4.1% since 2022, driven by Consumer Duty supervisory pressure. The regulator stopped short of imposing a sector-wide APR cap but committed to continued targeted enforcement and monitoring, maintaining pressure on firms that are not delivering fair value.

Financial Conduct Authority (FCA) / Clifford ChanceFebruary 3, 2026
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