🇦🇺 Australia's Revised General Insurance Code Would Make Insurer Promises Legally Enforceable and Auto-Accept Home and Motor Claims After 12 Months, as AFCA Reports 36,022 Complaints — Insurance Business Australia (October 22, 2026), reporting the Insurance Council of Australia's revised Code and AFCA's 2025-26 Annual Review🇨🇦 Intact and Definity Put Third-Quarter Catastrophe Losses at About C$850 Million Combined, Pushing Intact Above Its Annual Guidance — Insurance Business Canada (October 7, 2026), Reinsurance News (October 8, 2026) and insurance-canada.ca (October 23, 2026)🇦🇺 TAL, Owned by Japan's Dai-ichi Life, Bids A$11.80 a Share for Challenger, Australia's Largest Annuity Provider, in a Non-Binding Proposal Worth Nearly A$8 Billion — Insurance Business Australia (October 19, 2026) reporting TAL's proposal and Challenger's ASX announcement🇫🇷 French Supermarket Refrigeration Hack Hit About 700 Stores: Why Cyber Policies May Not Pay for Spoiled Food, and What Lockton Says to Check — Insurance Journal (October 21, 2026) and Insurance Business Australia, reporting Lockton Australia analysis (October 20, 2026)🇺🇸 AM Best: Commercial Auto Liability Lost $6.4 Billion in 2024 as Litigation Costs Outpace 14 Straight Years of Rate Increases — Insurance Business US (October 19, 2026) reporting an AM Best special report on social inflation🇺🇸 Marsh Global Insurance Market Index: Commercial Rates Fall 5% in Q3 2026, the Ninth Straight Decline, as US Casualty Rises 6% and Pacific and IMEA Drop 12% and 14% — Marsh Global Insurance Market Index press release (October 21, 2026) and Insurance Journal (October 21, 2026)🇺🇸 Hurricane Isaias Insured Loss Estimates Range From $1 Billion to $4.5 Billion: What the Modelers, Florida Regulators and AM Best Are Saying — Insurance Business, Insurance Journal, Business Insurance, Beinsure and Florida Phoenix (October 13-19, 2026)🇩🇪 Munich Re Raises Its 2026 Profit Target to €6.6 Billion After a Preliminary €1.7 Billion Third Quarter Driven by Light Major Losses — Reinsurance News (October 23, 2026) and Munich Re half-year report (July 8, 2026)🇺🇸 Selective Insurance's Third Quarter: Operating EPS Up to $2.37 and a 96.8% Combined Ratio as Premiums Fall 7% on Deliberate Pruning — Selective Insurance Group Form 8-K press release (October 22, 2026) and Q3 earnings call (October 23, 2026)🇫🇷 Moody's Holds France at Aa3 With a Negative Outlook, a Reprieve Conditioned on a 2027 Budget, After 10-Year Yields Hit 5.1% — Euronews (October 24, 2026), Il Sole 24 Ore, MarketScreener, ABC Bourse (October 21, 2026) and Selectra (October 14, 2026)🇦🇺 Australia's Revised General Insurance Code Would Make Insurer Promises Legally Enforceable and Auto-Accept Home and Motor Claims After 12 Months, as AFCA Reports 36,022 Complaints — Insurance Business Australia (October 22, 2026), reporting the Insurance Council of Australia's revised Code and AFCA's 2025-26 Annual Review🇨🇦 Intact and Definity Put Third-Quarter Catastrophe Losses at About C$850 Million Combined, Pushing Intact Above Its Annual Guidance — Insurance Business Canada (October 7, 2026), Reinsurance News (October 8, 2026) and insurance-canada.ca (October 23, 2026)🇦🇺 TAL, Owned by Japan's Dai-ichi Life, Bids A$11.80 a Share for Challenger, Australia's Largest Annuity Provider, in a Non-Binding Proposal Worth Nearly A$8 Billion — Insurance Business Australia (October 19, 2026) reporting TAL's proposal and Challenger's ASX announcement🇫🇷 French Supermarket Refrigeration Hack Hit About 700 Stores: Why Cyber Policies May Not Pay for Spoiled Food, and What Lockton Says to Check — Insurance Journal (October 21, 2026) and Insurance Business Australia, reporting Lockton Australia analysis (October 20, 2026)🇺🇸 AM Best: Commercial Auto Liability Lost $6.4 Billion in 2024 as Litigation Costs Outpace 14 Straight Years of Rate Increases — Insurance Business US (October 19, 2026) reporting an AM Best special report on social inflation🇺🇸 Marsh Global Insurance Market Index: Commercial Rates Fall 5% in Q3 2026, the Ninth Straight Decline, as US Casualty Rises 6% and Pacific and IMEA Drop 12% and 14% — Marsh Global Insurance Market Index press release (October 21, 2026) and Insurance Journal (October 21, 2026)🇺🇸 Hurricane Isaias Insured Loss Estimates Range From $1 Billion to $4.5 Billion: What the Modelers, Florida Regulators and AM Best Are Saying — Insurance Business, Insurance Journal, Business Insurance, Beinsure and Florida Phoenix (October 13-19, 2026)🇩🇪 Munich Re Raises Its 2026 Profit Target to €6.6 Billion After a Preliminary €1.7 Billion Third Quarter Driven by Light Major Losses — Reinsurance News (October 23, 2026) and Munich Re half-year report (July 8, 2026)🇺🇸 Selective Insurance's Third Quarter: Operating EPS Up to $2.37 and a 96.8% Combined Ratio as Premiums Fall 7% on Deliberate Pruning — Selective Insurance Group Form 8-K press release (October 22, 2026) and Q3 earnings call (October 23, 2026)🇫🇷 Moody's Holds France at Aa3 With a Negative Outlook, a Reprieve Conditioned on a 2027 Budget, After 10-Year Yields Hit 5.1% — Euronews (October 24, 2026), Il Sole 24 Ore, MarketScreener, ABC Bourse (October 21, 2026) and Selectra (October 14, 2026)