India Launches 'Your Money, Your Right' Portal to Recover Unclaimed Assets

India's government has launched a nationwide campaign called 'Your Money, Your Right', introducing a single online portal to help citizens locate and recover unclaimed financial assets. The platform acts as a central entry point connecting several regulator-managed claim systems, spanning dormant bank deposits, unclaimed insurance policies, unpaid dividends and forgotten mutual fund investments. Through it, users can trace old savings accounts, fixed deposits, recurring deposits and other inactive holdings, linking to existing tools such as the Reserve Bank of India's UDGAM portal for dormant deposits. Large sums accumulate in the financial system each year when account holders move, pass away without informing heirs, or simply lose track of old products, and recovering them has traditionally meant navigating multiple institutions and cumbersome procedures. By consolidating scattered information in one place, the initiative aims to simplify the reclaiming process, improve transparency and strengthen financial inclusion. Officials framed the effort as ensuring that money rightfully belonging to citizens does not remain stranded for years. For households, the portal offers a practical route to check whether they, or deceased relatives, have assets waiting to be claimed across the banking, insurance and investment sectors.