India Launches 'Your Money, Your Right' Portal to Reclaim Unclaimed Financial Assets

India has launched a centralized online portal under a campaign called 'Your Money, Your Right', aimed at helping citizens locate and recover unclaimed financial assets scattered across the financial system. Accessible through a dedicated website, the platform serves as a single entry point that connects multiple regulator-managed claim systems, covering dormant bank deposits, unclaimed insurance policies, unpaid dividends and mutual fund investments. Users can trace old savings accounts, fixed deposits, recurring deposits and other inactive holdings, drawing on existing tools such as the Reserve Bank of India's unclaimed-deposits search facility, and follow a clearer process to reclaim funds that may have been lying idle for years. Large sums typically go unclaimed when account holders move, die without informing heirs, or simply forget about old investments, and the fragmented nature of the previous system made recovery difficult. By consolidating access to otherwise scattered information, the initiative is designed to improve transparency, strengthen financial inclusion and make it easier for individuals and families to reunite with money that is rightfully theirs, without navigating complicated, institution-by-institution procedures.