🇺🇸 The Hartford's Third-Quarter Core Earnings Slip 6% to $956 Million as Catastrophe Losses Nearly Triple, While a $497 Million Asbestos Gain and a CEO Handover Take the Headlines — The Hartford Form 8-K earnings news release (October 26, 2026)🇺🇸 Cincinnati Financial's Third-Quarter Operating Income Holds at $443 Million Even as Catastrophe Losses Add 7 Points to the Combined Ratio, and Net Income Falls 59% on Missing Equity Gains — Cincinnati Financial Form 8-K earnings release (October 26, 2026)🇫🇷 Storm Austen Leaves More Than 280,000 Customers Without Power in Northwest France With 100 mph Gusts, but Cotality Expects Modest, Widely Spread Insured Losses — Cotality Hazard HQ (October 23, 2026) and Meilleurtaux (October 23, 2026)🇨🇦 OSFI Tells Canadian P&C and Mortgage Insurers Q4 Filings Stay the Same, Then IFRS 18 Returns Start in Q1 2027, and the Final 2027 MICAT Cuts the Low-Rise Housing Risk Weight to 130% — Insurance Business Canada (October 23, 2026), reporting OSFI letters dated October 22, 2026🇯🇵 Super Typhoon Champi Passes East of Taiwan With One Dead and Hundreds Hurt, Then Weakens Toward Japan's Kyushu as No Insured Loss Estimates Emerge — Al Jazeera (October 23, 2026), Reuters via The Star (October 24, 2026) and Khaleej Times (October 21, 2026)🇦🇺 Suncorp's FY26 Annual Review: A$1.03bn Profit, 18 Natural Hazard Events and an A$254m Allowance Overrun, With a 52c Final Dividend and Up to A$250m More Buy-Back Planned — Suncorp Group Annual Review FY26 (CEO and Chairman messages, published August 2026) and Insurance Business Australia🇺🇸 Allstate Reports $220 Million of September Catastrophe Losses, Taking Third-Quarter Losses to $1.65 Billion and Six-Month Losses to $3.4 Billion — Allstate Form 8-K press release (October 15, 2026) and Artemis (October 16, 2026)🇺🇸 FEMA Lets Homeowners Buy Flood Insurance Online Without an Agent as the NFIP Faces a December 12 Expiry — Insurance Business (October 21, 2026), Beinsure (October 21, 2026) and Congressional Research Service🇦🇺 Victoria Gazettes Mandatory Five-Tier Flood Risk Ratings, and Insurers Say the Planning Rules Could Reshape Premiums Where Homes Are Built — Insurance Business Australia (October 23, 2026)🇨🇦 Canada's Cyber Insurance Market Stabilizes After the Ransomware Peak, but the Insurance Bureau of Canada Warns of Shared-Vendor and AI Concentration Risk — Insurance Business Canada (October 20, 2026 and September 29, 2026)🇺🇸 The Hartford's Third-Quarter Core Earnings Slip 6% to $956 Million as Catastrophe Losses Nearly Triple, While a $497 Million Asbestos Gain and a CEO Handover Take the Headlines — The Hartford Form 8-K earnings news release (October 26, 2026)🇺🇸 Cincinnati Financial's Third-Quarter Operating Income Holds at $443 Million Even as Catastrophe Losses Add 7 Points to the Combined Ratio, and Net Income Falls 59% on Missing Equity Gains — Cincinnati Financial Form 8-K earnings release (October 26, 2026)🇫🇷 Storm Austen Leaves More Than 280,000 Customers Without Power in Northwest France With 100 mph Gusts, but Cotality Expects Modest, Widely Spread Insured Losses — Cotality Hazard HQ (October 23, 2026) and Meilleurtaux (October 23, 2026)🇨🇦 OSFI Tells Canadian P&C and Mortgage Insurers Q4 Filings Stay the Same, Then IFRS 18 Returns Start in Q1 2027, and the Final 2027 MICAT Cuts the Low-Rise Housing Risk Weight to 130% — Insurance Business Canada (October 23, 2026), reporting OSFI letters dated October 22, 2026🇯🇵 Super Typhoon Champi Passes East of Taiwan With One Dead and Hundreds Hurt, Then Weakens Toward Japan's Kyushu as No Insured Loss Estimates Emerge — Al Jazeera (October 23, 2026), Reuters via The Star (October 24, 2026) and Khaleej Times (October 21, 2026)🇦🇺 Suncorp's FY26 Annual Review: A$1.03bn Profit, 18 Natural Hazard Events and an A$254m Allowance Overrun, With a 52c Final Dividend and Up to A$250m More Buy-Back Planned — Suncorp Group Annual Review FY26 (CEO and Chairman messages, published August 2026) and Insurance Business Australia🇺🇸 Allstate Reports $220 Million of September Catastrophe Losses, Taking Third-Quarter Losses to $1.65 Billion and Six-Month Losses to $3.4 Billion — Allstate Form 8-K press release (October 15, 2026) and Artemis (October 16, 2026)🇺🇸 FEMA Lets Homeowners Buy Flood Insurance Online Without an Agent as the NFIP Faces a December 12 Expiry — Insurance Business (October 21, 2026), Beinsure (October 21, 2026) and Congressional Research Service🇦🇺 Victoria Gazettes Mandatory Five-Tier Flood Risk Ratings, and Insurers Say the Planning Rules Could Reshape Premiums Where Homes Are Built — Insurance Business Australia (October 23, 2026)🇨🇦 Canada's Cyber Insurance Market Stabilizes After the Ransomware Peak, but the Insurance Bureau of Canada Warns of Shared-Vendor and AI Concentration Risk — Insurance Business Canada (October 20, 2026 and September 29, 2026)

Daily Brief

July 18, 2026

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